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When you total a car that you own, the insurer that is responsible for paying for the accident may give you the actual cash value (pre-crash value) of the vehicle. If you were leasing the car at the time of the accident, however, this can complicate the insurance process. When you lease a vehicle, you... read more

Back pain is one of the most common complaints made by car accident victims. The back can suffer many different types of injuries in a car crash, from a pinched nerve to a severed spinal cord. If your neck, back or spine is injured in a car accident, you can experience several painful and debilitating... read more

The test drive is an important part of purchasing a new car. Unfortunately, experimenting with a car that you’re unfamiliar with can invite disaster – such as a car accident. If you get into a car accident during a test drive, the party responsible for paying for the damage will depend on the circumstances. If... read more

When you arrive at a hospital in an ambulance after a car accident, there is no time to check if you have health insurance coverage or other ways to pay for the medical care that you need. The law requires the hospital to treat you in an emergency regardless of your ability to pay for... read more

Many accidents require victims to receive immediate medical care. Most patients use some form of insurance to help cover their upfront medical costs, such as health insurance or automobile insurance. If an investigation of the accident later finds that the insurance company that paid for the victim’s medical care is not legally responsible (liable) for... read more